Porter Bancorp (PBIB) versus Its Peers Financial Analysis

Porter Bancorp (NASDAQ: PBIB) is one of 26 public companies in the “Retail & Mortgage Banks” industry, but how does it compare to its competitors? We will compare Porter Bancorp to similar businesses based on the strength of its institutional ownership, risk, profitability, dividends, analyst recommendations, valuation and earnings.

Volatility and Risk

Porter Bancorp has a beta of 1.69, indicating that its share price is 69% more volatile than the S&P 500. Comparatively, Porter Bancorp’s competitors have a beta of 0.82, indicating that their average share price is 18% less volatile than the S&P 500.

Profitability

This table compares Porter Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Porter Bancorp -4.59% -5.33% -0.20%
Porter Bancorp Competitors 14.79% -27.41% 0.87%

Institutional and Insider Ownership

17.9% of Porter Bancorp shares are owned by institutional investors. Comparatively, 54.9% of shares of all “Retail & Mortgage Banks” companies are owned by institutional investors. 28.7% of Porter Bancorp shares are owned by insiders. Comparatively, 12.9% of shares of all “Retail & Mortgage Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations and price targets for Porter Bancorp and its competitors, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Porter Bancorp 0 0 0 0 N/A
Porter Bancorp Competitors 158 556 513 23 2.32

As a group, “Retail & Mortgage Banks” companies have a potential upside of 28.90%. Given Porter Bancorp’s competitors higher probable upside, analysts clearly believe Porter Bancorp has less favorable growth aspects than its competitors.

Valuation and Earnings

This table compares Porter Bancorp and its competitors revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
Porter Bancorp $35.80 million N/A -34.70
Porter Bancorp Competitors $678.45 million $169.32 million 11.71

Porter Bancorp’s competitors have higher revenue and earnings than Porter Bancorp. Porter Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

Porter Bancorp competitors beat Porter Bancorp on 5 of the 8 factors compared.

Porter Bancorp Company Profile

Porter Bancorp, Inc. is a bank holding company. The Company operates through its subsidiary, PBI Bank (the Bank). The Bank is a community bank with a range of commercial and personal banking products. It offers retail and commercial deposit products. It offers drive-in banking facilities, automatic teller machines, night depository, personalized checks, credit cards, debit cards, Internet banking, mobile banking, treasury management services, remote deposit services, electronic funds transfers through automated clearing house services, domestic and foreign wire transfers, cash management, vault services, and loan and deposit sweep accounts. It operates banking offices in approximately 12 counties in Kentucky. Its markets include metropolitan Louisville in Jefferson County and the surrounding counties of Henry and Bullitt. It serves south central Kentucky and southern Kentucky from banking offices in Butler, Green, Hart, Edmonson, Barren, Warren, Ohio and Daviess Counties.

Receive News & Ratings for Porter Bancorp Inc. Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Porter Bancorp Inc. and related companies with MarketBeat.com's FREE daily email newsletter.

Leave a Reply