TriState Capital Holdings (NASDAQ: TSC) and 1st Century Bancshares (NASDAQ:FCTY) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, valuation, earnings, institutional ownership and profitability.
Risk & Volatility
TriState Capital Holdings has a beta of 0.32, meaning that its share price is 68% less volatile than the S&P 500. Comparatively, 1st Century Bancshares has a beta of 0.33, meaning that its share price is 67% less volatile than the S&P 500.
Valuation and Earnings
This table compares TriState Capital Holdings and 1st Century Bancshares’ revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||EBITDA||Earnings Per Share||Price/Earnings Ratio|
|TriState Capital Holdings||$129.04 million||5.11||$32.10 million||$1.12||20.54|
|1st Century Bancshares||N/A||N/A||N/A||N/A||N/A|
TriState Capital Holdings has higher revenue and earnings than 1st Century Bancshares.
Institutional and Insider Ownership
59.8% of TriState Capital Holdings shares are owned by institutional investors. 23.4% of TriState Capital Holdings shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
This table compares TriState Capital Holdings and 1st Century Bancshares’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|TriState Capital Holdings||19.80%||8.98%||0.80%|
|1st Century Bancshares||3.91%||1.67%||0.15%|
This is a summary of recent ratings for TriState Capital Holdings and 1st Century Bancshares, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|TriState Capital Holdings||0||0||4||0||3.00|
|1st Century Bancshares||0||0||0||0||N/A|
TriState Capital Holdings currently has a consensus price target of $28.75, indicating a potential upside of 25.00%. Given TriState Capital Holdings’ higher possible upside, analysts clearly believe TriState Capital Holdings is more favorable than 1st Century Bancshares.
TriState Capital Holdings beats 1st Century Bancshares on 8 of the 9 factors compared between the two stocks.
TriState Capital Holdings Company Profile
TriState Capital Holdings, Inc. is a bank holding company. The Company’s subsidiaries include TriState Capital Bank (the Bank), a Pennsylvania chartered bank; Chartwell Investment Partners, LLC (Chartwell), an investment advisor, and Chartwell TSC Securities Corp. (CTSC Securities). The Company operates through two segments: Bank and Investment Management. The Bank segment provides commercial banking and private banking services to middle-market businesses and high-net-worth individuals through the Bank. The Investment Management segment provides advisory and sub-advisory investment management services to primarily institutional plan sponsors through Chartwell, and also supports distribution and marketing efforts for Chartwell’s investment products through CTSC Securities. The Company offers a range of products and services, including loan and deposit products, cash management services, and capital market services, such as interest rate swaps and investment management products.
1st Century Bancshares Company Profile
1st Century Bancshares, Inc. is the bank holding company for 1st Century Bank, National Association (the Bank). The Bank is a full service commercial bank. The Bank’s primary focus is relationship banking to family and middle market businesses, professional service firms, and high net worth individuals, real estate investors and entrepreneurs. It offers various loan products, including business and personal lines of credit and term loans; tenant improvement and equipment financing; bridge and specific purpose loans; commercial, industrial, multi-family residential real estate lending; personal home equity loans and lines of credit, and credit cards for business and personal use. Its deposit products include business checking, money market and certificates of deposit; personal checking, money market and certificates of deposits; attorney-client trust accounts, trust accounts, and cash management. Its loan and deposit activities are based in the Los Angeles metropolitan area.
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