First Bancorp (NASDAQ: FNLC) is one of 202 public companies in the “Commercial Banks” industry, but how does it weigh in compared to its competitors? We will compare First Bancorp to similar companies based on the strength of its profitability, dividends, earnings, analyst recommendations, valuation, institutional ownership and risk.
This table compares First Bancorp and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|First Bancorp Competitors||18.78%||8.69%||0.94%|
Institutional and Insider Ownership
32.6% of First Bancorp shares are owned by institutional investors. Comparatively, 46.9% of shares of all “Commercial Banks” companies are owned by institutional investors. 6.6% of First Bancorp shares are owned by insiders. Comparatively, 11.8% of shares of all “Commercial Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.
Valuation and Earnings
This table compares First Bancorp and its competitors top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|First Bancorp||$73.38 million||$19.59 million||15.86|
|First Bancorp Competitors||$388.26 million||$86.51 million||7.48|
First Bancorp’s competitors have higher revenue and earnings than First Bancorp. First Bancorp is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.
Risk & Volatility
First Bancorp has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500. Comparatively, First Bancorp’s competitors have a beta of 0.68, suggesting that their average share price is 32% less volatile than the S&P 500.
First Bancorp pays an annual dividend of $0.96 per share and has a dividend yield of 3.3%. First Bancorp pays out 53.0% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 37.1% of their earnings in the form of a dividend.
This is a breakdown of current ratings and target prices for First Bancorp and its competitors, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|First Bancorp Competitors||592||3303||2656||94||2.34|
As a group, “Commercial Banks” companies have a potential upside of 3.63%. Given First Bancorp’s competitors higher probable upside, analysts clearly believe First Bancorp has less favorable growth aspects than its competitors.
First Bancorp Company Profile
The First Bancorp, Inc. is the bank holding company of First National Bank (the Bank). The Bank offers a range of financial services to individuals and companies in coastal Maine. The Company, through First Advisors, a division of the Bank, offers a range of private banking, financial planning, investment management and trust services to individuals, businesses, non-profit organizations and municipalities of various asset sizes. The Bank also offers automated teller machine (ATM) processing services. The Bank offers a range of loans, such as commercial loans, including real estate loans, construction loans and other loans; municipal loans; residential loans, including term loans and construction loans; home equity line of credit, and consumer loans. The Bank offers various deposits, such as demand deposits, negotiable order of withdrawal (NOW) accounts, money market accounts, savings and certificates of deposits.
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