Industrial & Cmrcl Bnk f China (OTCMKTS: IDCBY) and ICICI Bank (NYSE:IBN) are both large-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, earnings, risk, analyst recommendations, valuation, institutional ownership and profitability.
Earnings & Valuation
This table compares Industrial & Cmrcl Bnk f China and ICICI Bank’s top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Industrial & Cmrcl Bnk f China||$141.03 billion||0.52||$41.88 billion||$2.29||7.39|
|ICICI Bank||$10.97 billion||2.54||$1.52 billion||$0.40||21.78|
Industrial & Cmrcl Bnk f China has higher revenue and earnings than ICICI Bank. Industrial & Cmrcl Bnk f China is trading at a lower price-to-earnings ratio than ICICI Bank, indicating that it is currently the more affordable of the two stocks.
This is a summary of recent ratings and target prices for Industrial & Cmrcl Bnk f China and ICICI Bank, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Industrial & Cmrcl Bnk f China||0||0||0||0||N/A|
Industrial & Cmrcl Bnk f China pays an annual dividend of $0.57 per share and has a dividend yield of 3.4%. ICICI Bank pays an annual dividend of $0.08 per share and has a dividend yield of 0.9%. Industrial & Cmrcl Bnk f China pays out 24.9% of its earnings in the form of a dividend. ICICI Bank pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Industrial & Cmrcl Bnk f China has increased its dividend for 5 consecutive years. Industrial & Cmrcl Bnk f China is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
This table compares Industrial & Cmrcl Bnk f China and ICICI Bank’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Industrial & Cmrcl Bnk f China||28.72%||13.80%||1.12%|
Risk & Volatility
Industrial & Cmrcl Bnk f China has a beta of 1.26, meaning that its share price is 26% more volatile than the S&P 500. Comparatively, ICICI Bank has a beta of 1.86, meaning that its share price is 86% more volatile than the S&P 500.
Institutional & Insider Ownership
0.0% of Industrial & Cmrcl Bnk f China shares are owned by institutional investors. Comparatively, 21.8% of ICICI Bank shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Industrial & Cmrcl Bnk f China beats ICICI Bank on 8 of the 15 factors compared between the two stocks.
About Industrial & Cmrcl Bnk f China
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED is a China-based company principally engaged in the provision of banking and related financial services. The Bank mainly operates three segments, including Corporate Banking segment, Personal Banking segment and Treasury segment. The Corporate Banking segment provides loan, trade financing, deposit, corporate finance, custody and other related financial products and services to enterprises, government agencies and financial institutions. The Personal Banking segment provides loan, deposit, bank card, personal finance and other related financial products and services to individual customers. Treasury segment includes money markets business, securities investment business, self and valet foreign exchange trading and derivative financial instruments business. The Company conducts its businesses within domestic and overseas markets.
About ICICI Bank
ICICI Bank Limited is a banking company. The Bank is engaged in providing a range of banking and financial services, including commercial banking, retail banking, project and corporate finance, working capital finance, insurance, venture capital and private equity, investment banking, broking and treasury products and services. The Bank’s business segments are Retail banking, Wholesale banking, Treasury, Other banking, Life insurance, General insurance and Others. It has a network of approximately 18,210 branches and automated teller machines (ATMs). The Bank has approximately 110 Touch Banking branches across over 30 cities. Its international banking is focused on providing solutions for the international banking requirements of its Indian corporate clients and leveraging economic corridors between India and the rest of the world. The Bank caters to the financial needs of women entrepreneurs through its Self-Help Group (SHG) program as a part of its microfinance initiatives.
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